Strategies

Reduce Health Care Costs

What did your health insurance renewal look like this year?
Most companies experienced increases of 12% to 30%. At ClaimLinx, we show businesses how to reduce health insurance premiums by 20% to 80% by restructuring their existing health plan—the ClaimLinx way.

What could you do with an extra 20%, 50%, or even 80% each year? Hire more employees. Invest in new equipment. Increase salaries.

Send us your renewal page, and within 10 minutes we’ll tell you if ClaimLinx can save you money.
It’s worth a look. ClaimLinx doesn't replace your broker or your carrier. We simply restructure the plan to eliminate waste. It's additive, not disruptive.

Lower Payroll Taxes

The CHAMP Plan Strategy

The CHAMP Plan is IRS-approved Section 125 Cafeteria Plan designed to reduce employer payroll taxes while delivering meaningful, supplemental benefits to employees.

Core Strategy

The strategy behind the CHAMP Plan is simple:

Lower employer payroll taxes
Increase employee take-home pay
Add valuable benefits without increasing company costs

By allowing employees to pay for certain benefits with pre-tax dollars, employers reduce their FICA tax liability, and employees keep more of their paycheck.

Employer Benefits

Reduced payroll taxes (FICA savings)
No disruption to existing health plans
Easy implementation and administration
Cost-neutral or cost-positive for the company
IRS-compliant and audit-supported

No up front fees or out of pocket costs easy to implement. Exceptional plan for any employees that opt out of the company insurance plan as this plan can be used as a primary healthcare plan at little or no out of pocket costs.

125 Plans have been around since 1976 saving payroll taxes for Fortune 500 companies, Municipalities and companies of all sizes.